Money Saving Tips & Tricks

Financial management is the key to a successful life. Therefore it is ideal to have money saved up in case of an emergency. Remember that one day where it felt like all your bills were coming out of your bank account right after another? Or that emergency that popped up and you had to pull money from an important bill that you know you needed to pay soon? Once you educate yourself on how to save money effectively and use them in your financial routine, those issues will soon disappear. I’m going to help you with your issue of not having enough money, and turn it into an issue of being prepared for any situation involving money.

Many people earn money but struggle to save it. This happens due to many reasons. Saving money can be difficult with unnecessary spending on things you desire instead of things you need. If you have already practiced the habit of spending most of your money on things you don’t necessarily need, it can be hard to set aside money to save especially if you haven’t budgeted for them. People who obtain loans regularly face problems with saving money, people who gamble, and the list goes on and on. But the hardest part of saving money is getting started. Once you start, it’s usually smooth sailing from there, but you need a proper plan and a strategy to follow.

Make a list of expenses

The best way to begin is by making a list of your monthly expenses and the days they are due. Include everything! This list will help you sort out and arrange a proper list of expenses. ( Tip: Put them in your calendar app, and put your calendar on your home screen.)

Make a budget This video helped me fix my budget and more! >>click here<<

Create a budget that you can live with including all your basic needs and expenses. Pay yourself first ( put money into your savings before you pay for anything and don’t touch). Budget for anything you feel is important, spa days, movie nights, emergency bills, college fund, etc. Have fun making your budget, it doesn’t have to feel like a hassle and your life doesn’t have to suffer because you want to save more. Nonetheless, live within your means, and don’t overdo it.

Make cuts

This is the hardest part of the process. It is high time to remove the unnecessary expenses from the list. Cut out the bad habits and the impulsive spending. Try asking a close friend or significant other to help you with this list. By making some cuts, you can decide on exactly how much you can save. (Tip: if you truly can’t give up your impulsive ways, budget for them.)

Set goals

Once you started saving, set some goals to achieve from time to time. When you reach those goals one by one, you will feel more accomplished in your money-saving journey. Having some money saved as a backup gives you the confidence to enjoy life a little bit more.

Give priorities how I aligned my priorities with my money >>click here<<

Give priorities to your expenses such as mortgages, educational expenses, etc. Also, make saving some money or an exact amount of money each month a priority. This is the way to make money-saving a habit.


Once you get started, don’t stop! Think about the future that lies ahead. Having such assurance will give you a positive feeling and will help you make money-saving a good habit. Once it becomes a habit, you will eventually become a money saver and not a money spender.

Saving is a good practice that should be practiced every day. Because every day we live is an opportunity to be better than the person we were yesterday.